To spend
or to save?
Primary Vocabulary:
waste, spend, save, splash out, bargain, bank account, pocket money, savings
Primary Grammar:
The present perfect tense
Short discussion questions:
What are the benefits of saving money?
Have you ever spent money on something and regretted it?
What are some tips for saving money?
Have you ever saved money for a big item?
Debate:
It is more important for teenagers to spend money on things they want than to save it for things they need?
Getting
to know you!
What things do you like
to buy?
Would you rather buy a gift
for a friend or something
for yourself?
How often
do you go
shopping with your friends?
How do you get money?
Have you ever bought
something expensive?
Which do you prefer, buying
a few expensive things or many cheap things?
How many words about money can you think of?
What's
the word?
use it later.
To keep money so you can
save
To use money to buy things.
What's
the word?
spend
What's
the word?
carelessly and without any benefit.
To use money or resources
waste
What's
the word?
something you really want.
To spend a lot of money on
splash
out
price than usual.
Something you buy at a lower
What's
the word?
bargain
What's
the word?
their children to spend.
Money that parents give to
money
bank
account
What's
the word?
your money in a bank.
A place where you keep
do not spend.
Money that you keep and
What's
the word?
savings
True
False
Let's vote!
I have never wasted my money.
I have never found an absolute bargain whilst shopping.
I have got a bank account.
I haven't saved any money recently.
Watch
this!
Teenagers and money. Most British teenagers get pocket money from their parents.
In some families, teenagers have to help with jobs around the house to earn their pocket money. They help with the housework: vacuuming the floor, loading the dishwasher, setting the table, and so on.
Or they do things outside, such as washing the car and cutting the grass in the garden. They spend most of their money on going out, clothes, trainers, music, computer games and mobile phone bills.
What do some teens have to do to earn their pocket money?
What do teenagers spend most of their money on?
Which of these is the best way to save money? Why?
Saving a small amount every week.
Only buying cheap things or bargains.
Selling your old things to buy new things.
Welcome to Teen Bank! I'm Tom. I speak to teens about money matters. Let's talk money!
Do you have any tips for saving money?
What are the benefits of saving money?
Have you ever saved up for a big item?
Have you ever spent money on something and regretted it?
This is the size of
the bubbles we need
When it comes to money, balancing short-term wants with long-term needs is important for teenagers. Which should they prioritise?
Team save
Team save
Team spend
Team spend
Teenagers should spend money on things they want, not save it for things they need.
Team save
Team save
Team spend
Team spend
have money
for any problems
can go out and do things with friends
able to enjoy the hobbies you like
have money
to buy big purchases
become
more independent
develop
good money habits
You have just
won £1,000,000.
What would you do
with the money?
How much would
you spend?
Would you give any money
to friends and family?
How much would
you save?
What would you splash
out on first?
Would you tell people
or keep it a secret?
Did you enjoy today's lesson?
Yes
No
Goodbye!
Complete
the phrases
I have saved a good .
Money doesn't grow on .
I am saving for a rainy .
My new trainers cost an and a .
leg
nest egg
arm
trees
day
To spend or to save?
By Anna Kostraba
